Small Business Loans for Veterans – Live the American Dream

Our team of Vets has your back. We build flexible and affordable financing solutions for veteran-owned small businesses to meet your needs. Get started today.

Term Loan
Get Up to $250,000

Quickly get your money in one lump sum at competitive rates.

Apply Now

  • $2,000 – $250,000 lines
  • 3-36 month terms
  • Find out if you are pre-approved with no impact to your credit
  • Funds deposited immediately

Patriot Express®
Line of Credit 1

Secure funding now.
High flexibility. Low cost.

Apply Now

  • $5,000 – $250,000 lines
  • 3-36 month terms
  • Draw funds when you need them
  • Only pay interest on funds you use

Contract Financing
No Limit on Contract Size

Funding based on
future earnings.

Apply Now

  • No hidden fees
  • Mobilization Loan/Line option
  • Dedicated contract specialist



Seize your American Dream with fast & affordable small business financing for veterans.

“In battle you want to make sure your supply can keep up with the attack. That’s basically how we’ve been able to work with Streetshares. We’re using a line of credit as our supply so that we’re on the front line of war”

-Zach, Founder & CEO of MNS Foxfire

About StreetShares’ Small Business Loans for Veterans

Who are veteran-owned small business (VOSB) loans for?

Veteran small businesses make up over 9% of all U.S. businesses. However, small business loans for veterans can be difficult to get due to the nature of active duty military service. Veterans often have sizable gaps in their financial history and may have less credit history than their peers. Both the SBA and private financial institutions offer business funding solutions catered towards military veterans and their unique needs and challenges.

Did You Know: According to the SBA, the federal government has announced a new goal to award a minimum of 3% of federal contracting dollars to service-connected disabled veteran small businesses.

What are the benefits of small business loans for veterans?

Veteran small business loans are often easier to qualify for and can offer better rates and terms than traditional small business loans. Many companies that operate on a franchise model also offer special rates and assistance for veteran-owned company franchisees. The specific benefits for your veteran small business loan will depend on the lender or institution you accept the loan from, so be sure to do your research and compare all of your options.

How do I apply for a veteran small business loan?

Like other secured and unsecured small business loans, you will have to prove your ability to pay back the loan with documentation such as bank statements and tax documents.You may also have to provide documentation relevant to your service in the military. Your credit score will likely be taken into consideration as well. Once approved, you and your lender will agree on a repayment schedule.

When do I need a veteran small business (VOSB) loan?

The time it takes for approval and funding will vary depending on the type of veteran business loan you apply for and the lender who provides it. Regardless, the best time to get a VOSB loan is before your business needs it. That way, you’ll be able to do your research, make a funding decision confidently, and get the best rates available.


In Partnership With









Proud Veteran business owners

Here’s what other small business owners had to say about their business funding experience

“Red Rock has been a very successful business for 10 years, serving the federal government and their contractors. Having access to fast and efficient funding through StreetShares has allowed us to grow our business aggressively. They were professional and helpful throughout the entire process and we were funded in a couple of days. I highly recommend StreetShares.”


“Having a cushion for the funds upfront is where StreetShares really helped out. It was such a fast and easy process. Everyone was very helpful and the process was super simple. I was also really happy that I could pay back my line of credit early without owing a fee.”


“In battle, you want to make sure your supply can keep up with the attack. That's basically how we've been able to work with StreetShares. We're using a line of credit as our supply so that we're on the front line of war. We want to make sure we've got enough supply to keep up with the demand. StreetShares has been a great partner. We've taken out four lines of credit so far and look forward to working with them more in the future.”


Common Questions

  1. U.S. resident
  2. In business for at least 1 year
  3. Earning a minimum amount of revenue
  4. A business guarantor with reasonable credit

Pre-approval takes just minutes. We’ll need to know a few key things about your veteran-run business – things like revenue and when you started the company. Before you accept your loan we’ll need the following:

  1. Social Security Number (SSN) of the business owner
  2. Employer Identification Number (EIN)
  3. Total outstanding business debts
  4. 6 most recent business bank statements
  5. Most recent personal and business federal tax returns
  6. In some cases, financial statements, such as P&L and balance sheet may be required

We deduct a fixed, weekly payment directly from your verified bank account on file.

Term loans and lines of credit may be available to customers up to $200,000 for 3-36 month terms. Repeat customers who are contract financing clients may be eligible for up to $250,000. Keep in mind, we may approve a loan for an amount lower than the full amount requested.

Applying for our veteran business loan online is simple and takes about 7 minutes. If you’d rather have a real person walk you through the process, give us a call at 1-800-560-1435.

Nope! There is no application fee to apply for our small business loans for veterans or other lines of credit.

Nope. We don’t play games and hide fees like some of the other guys. We’re on your side and won’t ever charge you for paying off your VOSB loan early.

1 Patriot Express® Line of Credit is not affiliated with or guaranteed by the U.S. Small Business Administration (SBA) or any government entity and is not a service on behalf of any government agency, department or bureau. StreetShares and this website are not affiliated with the SBA or any government agency.

Other Small Business Loans Available

Unsecured Business Loans

Financing a small business with no collateral can be challenging in today’s lending market. That’s why StreetShares is committed to providing you with the best options for getting the cash you need when you need it most.

Business Lines of Credit »

Short-term Business Loans »

Inventory Loans »

Working Capital Loans »


Secured Business Loans

Learn more about other simple collateral-backed funding solutions that enable small and medium-size companies to secure funding quickly and easily.

Merchant Cash Advance »

Invoice Factoring »

Equipment Financing »

SBA Loan »